Quick Tips to Buying a Home

New House

  1. Start with a Budget-

Knowing how much money you want to pay for a home will keep you focused on picking the right home for you and your family. A lender can help you to get pre-approved and give you an idea of your level of affordability. Just because you are approved up to a certain limit, it does not mean that you have to pay for a house at that exact purchase price. Most people will usually buy a house that is below their maximum affordability. This allows them and their family to know they have a  great home, but that is still affordable and within their budget. If you don’t have a personal lender on hand don’t worry, many real estate agents have recommendations of good lenders who can guide you through the process.

  1. Determine the City or Neighborhood you Want to Live in-

Every city and every neighborhood has its own feel and demographic. There is no right or wrong, just what feels right or what feels wrong for each individual. Certain things for home buyers to consider are (but not limited to): local schools, proximity to employment, proximity to hobbies and family activities, local amenities such as stores and restaurants, will kids have friends in neighborhood, and will I have friends in the neighborhood? It is recommended that people drive around and hang out in cities and neighborhoods that they are thinking of moving into. That way they can get a feel of the vibe and activity of the area before making a purchase.

  1. Start Searching-

Once you know your budget and general geographic location, now it is time to start searching. Connecting with a real estate agent will be a big help as they can access the MLS and send information on all available homes on the market. They will be able to advise and consult you through the amazing process of purchasing your home, and help you focus your time and efforts on getting you into the home that will be the best fit for you and your family.

3 replies
  1. Becca Holton
    Becca Holton says:

    I’m grateful that you mentioned how a real estate agent will be a big help when my search actually begins. I feel like I’m ready to invest in a home. However, I’ve been torn about whether an agent is necessary or not, so that point was helpful.

    Reply
  2. Millie Hue
    Millie Hue says:

    It really helped when you said that a real estate agent will be able to suggest good lending companies for you. With that in mind, I will not be worried about looking for a company to lend us some money. My husband and I plan to buy a house next year, and the first thing that worries us is where we can get the money since we didn’t save that much due to emergency situations before. So thanks a lot for the tips! http://www.bobwaldron.com/Pages/Westchester-CA-Real-Estate.aspx

    Reply

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